RCCP and Professional Indemnity Insurance

Posted by 616 on February 18, 2018

RCCP and Professional Indemnity Insurance

February 18, 2018 at 9:18 PM

In order to comply with PSA requirements on professional indemnity insurance for practitioners on PSA accredited registers, all services provided to patients by RCCP registrants must now be covered by professional indemnity insurance.

For the vast majority of RCCP registrants this change will have no impact as anyone who works for an employer will very likely have professional indemnity insurance in place with their employer.

This change will mostly be relevant to registrants who provide services directly to patients, for which the patient either pays the registrant directly or pays a company and the registrant is a person with significant control of that company. These registrants now need to have professional indemnity insurance in their own name (if they are self-employed) or in the name of their company (if they have significant control of the company) to continue their registration with RCCP.

The definition of a person with significant control of a company can be found here: https://www.gov.uk/government/news/people-with-significant-control-companies-house-register-goes-live

We believe that the requirement to arrange professional indmenity insurance will apply to less than 150 of the 6,000 RCCP registrants and many of those will already have arranged appropriate insurance cover.

At the next renewal, registrants will be asked to declare that they do not provide services to patients for which the patient either pays them directly through self-employment or pays a company of which the registrant is a person of significant control of that company. If they cannot make this declaration, they will be asked to upload a scan of their professional indemnity insurance certificate for review by the RCCP Registrar.

More details on professional indemnity insurance, can be found here:
https://www.rccp.co.uk/articles/227/Indemnity-Insurance-FAQ

For advice on obtaining professional indemnity insurance, registrants should contact their professional body, trade union or an insurance broker.

BAA Members can access good rates for insurance by looking at the members page of the website.

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